diff --git a/operations/runbook-budget-from-csv.md b/operations/runbook-budget-from-csv.md
index fe016d9..61e4e0e 100644
--- a/operations/runbook-budget-from-csv.md
+++ b/operations/runbook-budget-from-csv.md
@@ -11,77 +11,116 @@ summarised into targets and fixed costs.
 - `yuvomi-mcp` is running on LXC 129 and connected as an MCP server in Claude.
 - The CSV is an N26 export (columns: Booking Date, Value Date, Partner Name,
   Partner Iban, Type, Payment Reference, Account Name, Amount (EUR), …).
+- API token: `homelab secret yuvomi-api-token` (decrypts on any enrolled client).
+- Direct API base: `https://house.hubris.network/api/v1`
+
+---
+
+## API quirks (Yuvomi ≤ 0.77.x)
+
+- **Subscriptions live under `/budget/subscriptions`**, NOT `/subscriptions/`.
+  A top-level `/subscriptions` route returns 404.
+- `GET /budget/subscriptions` → `{ data: { subscriptions: [...], summary: {...} } }`
+- `GET /budget/subscriptions/meta` → `{ data: { categories: [...], payment_methods: [...] } }`
+- `POST /budget/subscriptions` → create a subscription (name, amount, billing_cycle,
+  cycle_interval, next_payment_date, currency, category_id, payment_method_id required)
+- `GET /budget/` (no month) → returns only **non-recurring** base entries.
+  Use `GET /budget/?month=YYYY-MM` to get all entries (recurring + one-time) for a month.
+- `GET /budget/categories` → expense category keys + income category names (German keys
+  like `"Erwerbseinkommen"`, `"Sozialleistungen"`, `"Geschenke & Transfers"`).
+- Budget entries: `amount` positive = income, negative = expense.
+- Recurring entries: set `is_recurring: 1` + `recurrence_interval: "monthly"`.
+  The `date` field sets the start month.
+- `recurrence_virtual: 1` smooths non-monthly amounts across all months in the summary
+  (e.g. 55.08 € quarterly → shows as ~18.36 €/month).
+- Custom RRULE strings (`recurrence_rule`) are **not accepted** by the API — use
+  `cycle_interval` on the subscription instead, or `recurrence_interval` on budget entries.
+
+---
+
+## Subscription category IDs (as of 2026-06-26)
+
+| id | name | budget_subcategory_key |
+|---|---|---|
+| 1 | Entertainment | subscription_entertainment |
+| 2 | Productivity | subscription_productivity |
+| 3 | Utilities | subscription_utilities |
+| 4 | Health | subscription_health |
+| 5 | Education | subscription_education |
+| 6 | Other | subscription_other |
+
+## Payment method IDs
+
+| id | name |
+|---|---|
+| 1 | Credit Card |
+| 2 | Debit Card |
+| 3 | PayPal |
+| 6 | Bank Transfer / SEPA |
+| 7 | Other |
 
 ---
 
 ## Step 1 — Categorise the transactions
 
-Ask Claude to read the CSV and group rows into:
+Skip these as internal/already-covered:
+- Fixed costs you'll enter as **subscriptions** (Miete, SWM, SYNVIA, Hundefutter,
+  Netflix, Grover, Rundfunk ARD, KuKita, Lillydoo)
+- Internal transfers (The Joy Pot ↔ Cookie, Hauptkonto, Tagesgeldkonto splits)
+- Identified income (Cookie Share, Kindergeld, Pocket Money credits, Distributor)
+- Fun Money pass-throughs (in and out same month → net zero)
 
-| Category | Examples |
-|---|---|
-| **Subscriptions** | Miete, SWM, SYNVIA, Carmen Muller (Hundefutter), Netflix, Grover, Rundfunk ARD, KuKita, Lillydoo |
-| **Recurring income** | Kindergeld, Cookie Share (Stefanie Müller), Pocket Money |
-| **Groceries** | E-Center, Knuspr, EDEKA, Tegut, VollCorner, Lidl, Netto, REWE, Bakeries |
-| **Drugstore** | DM, Rossmann |
-| **Pharmacy / Health** | Apotheke, Dermatologist |
-| **Transport** | Uber, RYD GMBH, MVG, Handyparken |
-| **Dining & restaurants** | Restaurant names, Lieferando |
-| **Children** | Baby products, toys, PEKiP/courses |
-| **Clothing** | Zalando, Ernsting's, Schuhmair, Thalia |
-| **Amazon / Online** | Amazon, AMZN |
-| **Home & Furniture** | IKEA, furniture invoices, Sostrene Grene |
-| **Internal transfers** | The Joy Pot ↔ Cookie, Hauptkonto splits — **exclude from budgets** |
+**Variable expense taxonomy:**
+
+| Category key | Subcategory key | Examples |
+|---|---|---|
+| `food` | `groceries` | E-Center, Knuspr, EDEKA, Tegut, VollCorner, Lidl, Netto, REWE, KoRo, Roast Market |
+| `food` | `restaurants_bars` | Restaurants, Lieferando, Cafes, Zeit für Brot, Baobab, Höflinger |
+| `personal_health` | `beauty_cosmetics` | DM, Rossmann |
+| `personal_health` | `pharmacy` | Apotheke, MVZ Dermatologie |
+| `transport` | `apps_taxi` | Uber, RYD GMBH, MVG, Handyparken |
+| `shopping_clothing` | `gifts` | Children products: Schlummersack, Catchy Kids, SP EVERY., Dukal, Berger-Lernwelt |
+| `shopping_clothing` | `clothes_shoes` | Zalando, Ernsting's, Schuhmair, Thalia, Vinted, Airbnb, Hotel at Booking.com |
+| `shopping_clothing` | `electronics` | Amazon, AMZN Mktp DE |
+| `housing` | `renovation_maintenance` | IKEA, Markus Festl, Granit, Sostrene Grene, Mol* tischdecken, Gaertnerei, Dehner |
+| `education` | `courses_college` | Kathrin Orlob (PEKiP), Nerina Aupperle |
+| `leisure` | `streaming` | WOW wowtv.de |
+| `financial_other` | `bank_fees` | Unidentified PayPal, Ratepay, N26 fees |
+| `Geschenke & Transfers` | *(income)* | One-off incoming transfers |
 
 ---
 
-## Step 2 — Discover existing category & payment-method IDs
+## Step 2 — Create subscriptions
 
 ```
-list_budget_categories()         → note the key strings (e.g. 'housing', 'food')
-get_subscriptions_meta()         → note category_id and payment_method_id values
+get_subscriptions_meta()    ← get category_id and payment_method_id
 ```
 
+**Standard Cookie household subscriptions (as of 2026-07):**
+
+| Name | Amount | billing_cycle | cycle_interval | category_id | payment_method_id |
+|---|---|---|---|---|---|
+| Miete | 1080.00 | monthly | 1 | 6 (Other) | 6 (Bank Transfer) |
+| Strom (SWM) | 79.00 | monthly | 1 | 3 (Utilities) | 6 |
+| Internet / TV / Telefon | 29.99 | monthly | 1 | 3 (Utilities) | 6 |
+| Hundefutter | 75.00 | monthly | 1 | 6 (Other) | 6 |
+| Netflix | 8.00 | monthly | 1 | 1 (Entertainment) | 6 |
+| Grover | 16.90 | monthly | 1 | 6 (Other) | 2 (Debit Card) |
+| Rundfunk ARD / ZDF | 55.08 | monthly | 3 | 1 (Entertainment) | 6 |
+| KuKita Daycare (Leon) | 503.00 | monthly | 1 | 5 (Education) | 6 |
+| Lillydoo diapers | 56.70 | monthly | 2 | 4 (Health) | 3 (PayPal) |
+
+Monthly equivalent total: **1,838.60 €** (Yuvomi applies cycle_interval to prorate).
+
 ---
 
-## Step 3 — Create subscriptions
-
-For each fixed recurring cost, call:
-```
-stage_create_subscription(
-    name="...",
-    amount=...,
-    billing_cycle="monthly",   # or "yearly" with cycle_interval
-    cycle_interval=1,          # 3 for quarterly
-    next_payment_date="YYYY-MM-DD",
-    category_id=...,           # from get_subscriptions_meta()
-)
-commit_pending(pending_id)
-```
-
-**Standard subscriptions (as of Jun 2026):**
-
-| Name | Amount | billing_cycle | cycle_interval |
-|---|---|---|---|
-| Miete | 1080.00 | monthly | 1 |
-| Strom (SWM) | 79.00 | monthly | 1 |
-| Internet/TV/Telefon (SYNVIA) | 29.99 | monthly | 1 |
-| Hundefutter | 75.00 | monthly | 1 |
-| Netflix | 8.00 | monthly | 1 |
-| Grover | 16.90 | monthly | 1 |
-| Rundfunk ARD | 55.08 | monthly | 3 |
-| KuKita Daycare (Leon) | 503.00 | monthly | 1 |
-| Lillydoo diapers | 56.70 | monthly | 2 |
-
----
-
-## Step 4 — Add recurring income entries
+## Step 3 — Add recurring income entries
 
 ```
 stage_add_budget_entry(
     title="Kindergeld",
     amount=55.00,
-    category="<income category key>",
+    category="Sozialleistungen",
     date="YYYY-MM-01",
     is_recurring=True,
     recurrence_interval="monthly",
@@ -94,40 +133,70 @@ commit_pending(pending_id)
 | Title | Amount | category |
 |---|---|---|
 | Kindergeld | +55.00 | Sozialleistungen |
-| Cookie Share | +1600.00 | Erwerbseinkommen (adjust to actual amount) |
+| Cookie Share | +2650.00 | Erwerbseinkommen *(see recommended amount below)* |
 
 ---
 
-## Step 5 — Set budget targets (monthly spending categories)
+## Step 4 — Post variable transactions
 
-**From the Jan–Jun 2026 6-month averages:**
-
-| Category | Monthly target |
-|---|---|
-| Groceries | 600 € |
-| Children products & activities | 150 € |
-| Dining & restaurants | 100 € |
-| Transport | 70 € |
-| Drugstore | 55 € |
-| Clothing | 40 € |
-| Amazon / Online | 40 € |
-| Home & furniture | 100 € |
-| Pharmacy & health | 15 € |
+For each non-skipped CSV row, call `stage_add_budget_entry` with the mapped
+category/subcategory and the actual transaction amount and date. Use the Partner
+Name + Payment Reference as the title (truncate to 100 chars).
 
 ---
 
-## Step 6 — Verify
+## Step 5 — Verify
 
 ```
 get_budget_summary("YYYY-MM")
 list_subscriptions()
 ```
 
-Expected fixed costs total: ~1848 €/month (before KuKita; ~2351 € after).
+Expected for a full month with KuKita:
+- Fixed expenses ≥ 1,838 € (subscriptions)
+- Variable expenses ≥ 500 € (groceries alone)
+
+---
+
+## Cookie Share: how much to transfer monthly
+
+Calculated from Jan–Jun 2026 data (Cookie account, one-offs stripped):
+
+| | €/month |
+|---|---|
+| **Fixed costs (subscriptions)** | **1,839** |
+| Miete | 1,080 |
+| KuKita *(permanent from Jul 2026)* | 503 |
+| Strom + SYNVIA + Rundfunk + Netflix + Grover + Hundefutter + Lillydoo | 256 |
+| **Variable (6-month averages)** | **1,032** |
+| Groceries | 595 |
+| Children products | 142 |
+| Dining & cafes | 100 |
+| Transport | 66 |
+| Drugstore | 52 |
+| Clothing, Amazon, Pharmacy | 77 |
+| **Total monthly spend** | **≈ 2,871** |
+| Minus Kindergeld (fixed income) | −55 |
+| Minus Pocket Money (conservative ~600 €) | −600 |
+| **→ Recommended Cookie Share** | **≈ 2,650 €** |
+| With 200 € buffer | **≈ 2,850 €** |
+
+**Current Cookie Share (Jun 2026): 1,995 € — shortfall ~655 €.**
+
+The gap was covered by irregular Pocket Money top-ups (avg 962 €/mo over 6 months, but
+highly variable: 121 €–3,000 €). KuKita starting in June is the biggest step-up; raising
+Cookie Share to **2,650 €** makes the budget self-sufficient without relying on top-ups.
 
 ---
 
 ## Changelog
 
+### 2026-06-29 — Corrections from first real import
+- Subscriptions endpoint is `/budget/subscriptions`, NOT `/subscriptions/` (404).
+- `recurrence_rule` RRULE strings are rejected by the API; use `cycle_interval` instead.
+- `GET /budget/` (no filter) returns only non-recurring entries; use `?month=` for full view.
+- Added Cookie Share recommendation (2,650 €/month) based on 6-month expense analysis.
+- Added full category taxonomy table.
+
 ### 2026-06-29 — Initial runbook
 Created from Jan–Jun 2026 N26 Cookie account analysis.